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LEGAL DISCLAIMER AND DISCLOSURE

I am not a certified financial or career professional. The information that is found here are my opinions and the opinions of other readers/contributors and should be taken as such. Testimonial statements and other examples used are exceptional and are not intended to be a guarantee that you or others will achieve the same results.  Individual results will always vary and yours will depend entirely on your individual capacity, work ethic, level of motivation, diligence in applying for programs, and not responsible for your personal results.  Some content may contain affiliate links or sponsored content.  I will never work with a brand or showcase a product that I don't personally use or believe in.

The blogs are my personal opinion or those I personally believe in.  Any views or opinions represented in my blog are personal and belong solely to the blog owner and do not represent those of people, institutions, or organizations that the owner may or may not be associated with in a professional or personal capacity unless explicitly stated. Any views or opinions are not intended to malign any religion, ethnic group, club, organization, company, or individual.

All content provided on my blogs is for informational purposes only.  My blog makes no representations as to the accuracy or completeness of any information on this site or found by following any link on this site.  The owner will not be liable for any errors or omissions in this information nor for the availability of this information.  The owner will not be liable for any losses, injuries, or damages from the display or use of this information.